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As of 3 p.m. on Wednesday, September 4, the eye of Hurricane Dorian has nearly passed the state of Florida. The forecast calls for tropical storm force gusts and periods of heavy... Continue Reading ›

Clay Electric is following Hurricane Dorian’s movements and preparing for its possible arrival next week in North Florida. The co-op suggests everyone keep an eye on the projected... Continue Reading ›

Clay Electric is making pre-storm preparations for Hurricane Dorian and urges its members to do the same. Due to the anticipated storm track, the co-op is preparing for potential... Continue Reading ›

Clay Electric’s annual vehicle and equipment auction is going on now through April 30. More than 50 vehicles, pieces of equipment and other items are up for auction. Photos and... Continue Reading ›

A forecast team from Colorado State University has predicted a slightly below-average level of activity in the Atlantic basin this hurricane season. The CSU Tropical... Continue Reading ›

The co-op will offer a vehicle and equipment auction as an online event this month. Photos and information on each vehicle and other auction items will be posted on the George... Continue Reading ›

Credit Score

Clay Electric Credit Score

Your Clay Electric credit score is determined by a credit check at account connection and if you have any credit events while receiving service.  When you make your payments on time, you maintain your perfect score.  If you don’t, your credit rating with Clay Electric will be negatively impacted.   

If your credit score reaches 120 points, you may be billed an additional deposit.  Deposits range from $15.00 to $50.00 per month depending on how much your deposit needs to be increased to equal two months average bill or $250.00, whichever is greater.   

Residential deposits are automatically credited to the account after 12 months of service with a good credit rating (0-25 points). 

By knowing what the rules are, you can keep your credit in good standing.

 

Credit Event Credit Points

Length of time points are on your credit score

Unfavorable credit check when account is opened 60 12 months
Late payment and you have a zero - 59 credit score 35 2 months
Delinquent - 10 days past due 25 12 months
Delinquent - 25 days past due 25 12 months
Disconnected for Non-Payment 25 12 months
Returned Payment 25 12 months